BOI Credit Officer Recruitment 2026 – 514 Vacancies Apply Online

The Bank of India (BOI) has released the much-anticipated Credit Officer Recruitment 2025-26 notification for a total of 514 vacancies across multiple management grades. This recruitment drive invites experienced professionals to join BOI in its General Banking Officer (GBO) / Credit Officer cadre.

Bank of India’s Credit Officer Recruitment 2026 targets hiring capable professionals skilled in credit appraisal and loan processing. This is a great opportunity for candidates aspiring to build a long-term career in bank credit operations.

The 514 vacancies are distributed among the following scales:

• MMGS-II (Credit Officer)
• MMGS-III (Credit Officer)
• SMGS-IV (Senior Credit Officer)

(Specific category-wise breakups are available in the official notification PDF.)

To apply for the Credit Officer posts, candidates must meet these criteria:

Educational Qualification

• Graduation from a recognized university with minimum marks requirements (varies by category).
• Professional qualifications such as CA / CFA / ICWA / MBA / PGDBM in Finance/Banking are preferred for higher scales.

Experience

• MMGS-II: 3 years of post-qualification experience.
• MMGS-III: 5 years of relevant experience.
• SMGS-IV: 8+ years with significant credit exposure.

Age Limit (as on 01/11/2025)

• MMGS-II: 25–35 years
• MMGS-III: 28–38 years
• SMGS-IV: 30–40 years

Follow these steps to submit your application:

1. Visit the official Bank of India careers page: https://bankofindia.bank.in/career
2. Click on the Recruitment of Credit Officers in GBO Stream link.
3. Register with valid details and generate login credentials.
4. Fill in the online form with education and experience details.
5. Upload documents (photo, signature, certificates).
6. Pay application fees online.
7. Submit and download your application for records.

The selection process includes an online examination followed by an interview (criteria vary based on the post and number of candidates). The final merit list is prepared based on performance in these stages.

The online exam typically consists of 150 questions worth 150 marks, covering:

• English Language
• Reasoning
• Quantitative Aptitude
• Professional Knowledge (credit & banking-related topics)

Total time: 120 minutes (2 hours).

Selected Credit Officers can expect attractive pay scales with perks and allowances. Indicative salary ranges (subject to allowances):

• MMGS-II: 64,820+
• MMGS-III: 85,920+
• SMGS-IV: 1,02,300+ per month 

These figures exclude additional benefits like DA, HRA, and other allowances.

Q1. How many Credit Officer vacancies are announced in 2026?
A. A total of 514 posts across GBO scales II, III, and IV.

Q2. What is the last date to apply?
A. Online applications closed on 05 January 2026.

Q3. Is work experience mandatory?
A. Yes — candidates must have relevant post-qualification banking experience.

Q4. How is the selection done?
A. Through an online test and subsequent interview (where applicable).

• Official BOI Careers / Notification Portal: https://bankofindia.bank.in/career
• Recruitment Details & PDF: https://ibpsreg.ibps.in/boinov25/